Loan Programs

Our Offerings

Peakhill’s strength lies in our proven ability to meet and exceed our clients’ expectations by providing customized and simplified loan solutions. We manage each asset with a custom plan that enables us to manage and provide lending in-house. Peakhill is a full-service direct lender across the full capital stack in various commercial real estate assets classes inclusive of office, industrial, multi-family, retail, hospitality, land, inventory, renovation, and construction.

Loan Size: $1-75 Million
Loan to Value/Loan to Cost: Up to 85%
Asset Types: Office, Industrial, Multi-Family, Retail, Hospitality, Land, Inventory, Renovation, and Construction
Prepayment Flexibility: Flexible and Structured for each deal

With Peakhill Direct, you can submit an online loan application that will connect you directly with one of our experts. The platform guides you through five simple steps where you can submit your information, and we’ll contact you directly with loan options.

As a CMHC Insured lender, Peakhill’s clients gain exclusive access to the most competitive CMHC pricing in the market. Not only does Peakhill have the best pricing, but the best execution, advice, and service. Peakhill is a direct lender in:

Standard Rental
Affordable Rental Housing
Retirement and Supportive Housing
Student Housing

Loan Size: $1-150 Million
Loan to Value/Loan to Cost: Up to 85%
Asset Types: Multi-Family or Mixed-Use (up to 30% commercial)
Prepayment Flexibility: Flexible and Structured for each deal

Multi-Family Express is an online lending platform designed for multi-family borrowers that provides loan application processing and instant quotes for CMHC insured loans. Multi-Family Express provides instant processing and streamlines the process for an easier customer experience. Choose from four different loan option types in order to secure your funding efficiently.

Investment Size: $3-10 Million
Eligible Property Type: Multi-family, BFR, Student & Manufactured Housing
Geographical Focus: Top 50 MSAs
Term: 5,7, & 10 years
Must be coterminous with senior mortgage per GSE guidelines
Purpose: Acquisition or Refinance
Rates: 12-15% structure with a lower current pay and accrual
Loan to Value: Up to 80%
Min. Debt Yield: 6.75% In Place
Hard Pay: Min 1.05x DSCR (based on amortizing senior mortgage and preferred equity rate)
Fees: 1.0-2.0%
Call Protection: Yield maintenance for minimum 24-months
Preferred Assets: Built after 1990, sponsors with multiple properties in the market, full term I/O senior mortgage, primary and secondary markets

For more information please contact Sandor Biderman

As a CMHC insured lender, we are able to provide low cost funding for eligible rental construction financing. Peakhill has funded over $15 billion of term and construction financing in our careers, and through our strategic alignment with CMHC we are able to help provide loans for the construction of rental housing across Canada.

Loan Size: $1-150 Million
Loan to Value / Loan to Cost: Up to 95% based on social outcome score
Asset Types: Multi-Family or Mixed-Use (up to 30% commercial)
Prepayment Flexibility: Flexible and Structured for each deal

Let us help you navigate some of the affordable rental housing financing programs offered by CMHC. Please contact our affordable housing specialist Bob Drizis to discuss your project and the financing options available.

Given our Peakhill Equity Partners platform and debt platform, Peakhill is able to provide mezzanine loans on construction and bridge opportunities on all asset classes.