CMHC Financing

Our Offerings

Peakhill is one of Canada’s largest CMHC-insured lenders in the apartment space funding over $7 billion in 2024.

Since inception, we’ve successfully funded more than 1,200 CMHC loans, establishing a strong track record of delivering exceptional results for our borrower clients within the CMHC financing space.

CMHC Insured Term

As a CMHC Insured lender, Peakhill’s clients gain exclusive access to the most competitive CMHC pricing in the market. Not only does Peakhill have the best pricing, but the best execution, advice, and service. Peakhill is a direct lender in:

  1. Standard Rental
    • As an Approved CMHC lender, we offer greater financing choices to borrowers with standard rental housing accommodations for multi-unit properties with a loan advanced up to 75% of costs or lending value during construction.
  2. Affordable Rental Housing
    • This program encourages construction, preservation, and improvement. Peakhill offers flexibility with higher loan to value ratios, lower debt coverage ratios, and reduced premiums. This program may be advanced up to 95% during construction, and up to 85% for an existing property.
  3. Retirement and Supportive Housing
    • This program offers greater financing options for seniors or tenants and offers loan to value up to 75% of ‘as improved’ value, or 85% of ‘as is’ value.
  4. Student Housing
    • Purpose built student houses on and off-campuses. Up to 85% lending value for construction financing, up to 85% purchase price, and up to 85% lending value for refinancing.

Loan Size: $1-300 Million
Loan to Value/Loan to Cost: Up to 85%
Asset Types: Multi-Family or Mixed-Use (up to 30% commercial)
Prepayment Flexibility: Flexible and Structured for each deal

CMHC Insured Term

As a CMHC Insured lender, Peakhill’s clients gain exclusive access to the most competitive CMHC pricing in the market. Not only does Peakhill have the best pricing, but the best execution, advice, and service. Peakhill is a direct lender in:

  1. Standard Rental
    • As an Approved CMHC lender, we offer greater financing choices to borrowers with standard rental housing accommodations for multi-unit properties with a loan advanced up to 75% of costs or lending value during construction.
  2. Affordable Rental Housing
    • This program encourages construction, preservation, and improvement. Peakhill offers flexibility with higher loan to value ratios, lower debt coverage ratios, and reduced premiums. This program may be advanced up to 95% during construction, and up to 85% for an existing property.
  3. Retirement and Supportive Housing
    • This program offers greater financing options for seniors or tenants and offers loan to value up to 75% of ‘as improved’ value, or 85% of ‘as is’ value.
  4. Student Housing
    • Purpose built student houses on and off-campuses. Up to 85% lending value for construction financing, up to 85% purchase price, and up to 85% lending value for refinancing.

Loan Size: $1-300 Million
Loan to Value/Loan to Cost: Up to 85%
Asset Types: Multi-Family or Mixed-Use (up to 30% commercial)
Prepayment Flexibility: Flexible and Structured for each deal

Recent CMHC Closings

As your leading commercial real estate lender, we take pride in our CMHC pricing, giving you high value loans on multi-family and mixed-use properties. See below some of our recent closings.

CMHC Insured First Mortgage
Toronto, ON

CMHC Insured First Mortgage
Pickering, ON

CMHC Insured MLI-Select First Mortgage
Montréal, QC

CMHC Insured First Mortgage
Sherbrooke, QC

CMHC Insured MLI-Select First Mortgage
Winnipeg, MB

CMHC Insured First Mortgage
Russell, ON

CMHC Insured First Mortgage
Edmonton, AB

CMHC Insured First Mortgage
St. Catharines, ON

CMHC Insured MLI-Standard First Mortgage
Penticton, BC

CMHC Insured Second Mortgage
Prince George, BC

CMHC Insured First Mortgage Construction Financing
Calgary, AB

CMHC Insured MLI-Standard First Mortgage
Prince Albert, SK

Please reach out to our dedicated team of experts for more information, [email protected].